Investment Disclaimer

1. General Disclaimer

The information provided on Sector Rotation Monitor is for general informational and educational purposes only. It is not intended as, and shall not be understood or construed as, investment advice, financial advice, trading advice, tax advice, legal advice, or any other sort of professional advice.

2. Not Investment Advice

None of the information, data, analysis, rankings, signals, scores, or any other content on this website constitutes a recommendation to buy, sell, or hold any financial instrument. You should not make any investment decision based solely on information obtained from this Service.

Always do your own research and consult with a qualified, licensed financial advisor before making any investment decisions.

3. No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the data presented. Market data is sourced from third-party providers and may contain errors, delays, or omissions.

4. Risk Disclosure

Trading and investing in financial instruments involves substantial risk of loss and is not suitable for every investor. The value of investments can go down as well as up, and you may receive back less than your original investment. Past performance is not indicative of future results.

• Equities, ETFs, and mutual funds may lose value
• Commodities and bonds carry market, credit, and interest rate risk
• Cryptocurrency is extremely volatile and may result in total loss of capital — it is not regulated in most jurisdictions
• Leveraged and inverse products may amplify losses

5. Jurisdiction-Specific Notices

United States

Sector Rotation Monitor is not a registered investment advisor, broker-dealer, or financial planner. The Service does not provide personalised investment advice.

United Kingdom

This Service is not authorised or regulated by the Financial Conduct Authority (FCA). The content does not constitute a financial promotion under the Financial Services and Markets Act 2000.

European Union

This Service does not constitute investment research or a personal recommendation under MiFID II. The content is for informational purposes only.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Neremar Advisory Ltd (operating as Sector Rotation Monitor) and its directors, officers, and affiliates shall not be liable for any loss or damage of any kind arising from the use of, or reliance on, information provided on this platform, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

7. Indemnification

By using this Service, you agree to indemnify and hold harmless Neremar Advisory Ltd, its directors, officers, and affiliates from and against any claims, damages, losses, liabilities, and expenses arising out of your use of the Service or any investment decisions you make.

8. Acknowledgement

By using Sector Rotation Monitor, you acknowledge that:

• You have read and understood this disclaimer
• You accept full responsibility for your investment decisions
• Data may be delayed, inaccurate, or incomplete
• Past performance does not guarantee future results
• You will seek independent financial advice if you are unsure about any investment